After the tightening of PLUS credit standards, both the share of PLUS participants and PLUS loan dollar amounts declined substantially at HBCUs¶

Claim · All claims
Evidence · 1 study · causal r? · q2
Currency · newest study 2015 · not yet checked against its sources · not reviewed by a person · overdue for a recheck since 2020: baselines and conditions change

Subclaims¶

q2 i? In the year after the U.S. Department of Education tightened credit standards for Parent Loans for Undergraduate Students, both the share of PLUS participants and the loan dollar amounts declined substantially at historically Black colleges and universities. → Matthew Johnson 2015

Evidence¶

Matthew Johnson 2015¶

Matthew Johnson, Julie Bruch, Brian Gill. (2015). Stated Briefly: Changes in Financial Aid and Student Enrollment at Historically Black Colleges and Universities after the Tightening of PLUS Credit Standards. Washington, DC: U.S. Department of Education, Institute of Education Sciences, National Center for Education Evaluation and Regional Assistance, Regional Education Laboratory Mid-Atlantic. https://ies.ed.gov/ncee/edlabs

q2 · i? · causal · r?

Descriptive summary of the brief's analysis of federal financial aid data following the 2011 PLUS credit-standard tightening, reporting that at HBCUs "both the share of PLUS participants and the loan dollar amounts declined substantially" in the following year. No effect size is printed.

"The year after the U.S. Department of Education tightened credit standards for Parent Loans for Undergraduate Students (PLUS), both the share of PLUS participants and the loan dollar amounts declined substantially at historically Black colleges and universities (HBCUs)."

Discussion¶

Related Claims¶

• The larger enrollment decline at HBCUs corresponded to the larger decline in PLUS recipients at those institutions — related
• Other types of federal financial aid did not fully make up for the decline in PLUS borrowing at HBCUs — related
• PLUS loan volume at HBCUs declined substantially in 2012-13 after credit standards were tightened — a narrower finding that bears on this claim
• HBCU enrollment continued to decline in 2013-14 despite the partial rebound in PLUS loans — related
• PLUS loans at HBCUs increased somewhat in 2013-14 after the Department of Education streamlined the PLUS appeals process — related
• Enrollment at HBCUs decreased more than enrollment at other institutions after the PLUS credit-standard tightening — related
• HBCUs experienced larger enrollment declines than other institutions after the PLUS tightening, particularly for first-year students — related
• Tightened PLUS credit standards changed both financial aid and enrollment at HBCUs across the first two affected academic years — a broader claim this one bears on
• Black teachers were more likely than other teachers to have borrowed for their education and to report high stress from student loan debt — related
• Credit disparities make private loans harder to access for Black, Native American, and Latino communities — related
• The 2011 tightening of Parent PLUS credit standards sharply reduced PLUS access at HBCUs and cost them about $168 million — related