Practice condition showed no significant association with self-reported financial behaviors about credit¶

Claim · All claims
Evidence · 1 study · causal r2 · q3
Currency · newest study 2023 · not yet checked against its sources · not reviewed by a person

Subclaims¶

q3 i? Chi-square tests of independence found no significant associations between practice condition and the assessed credit-related behaviors. → Kang 2023

Evidence¶

Kang 2023¶

Kang, S. H. K., Eglington, L. G., Schuetze, B. A., Lu, X., Hinterstoisser, T. M., & Huaco, J. (2023). Using Cognitive Science and Technology to Enhance Financial Education: The Effect of Spaced Retrieval Practice. Journal of Financial Counseling and Planning, 34(1), 20–31. https://doi.org/10.1891/JFCP-2021-0032

q3 · i? · causal · r2

Self-reported behaviors (advice giving, checking credit score/report, taking steps to improve credit) collected at final assessment in the field experiment. "χ 2 tests of independ- ence did not reveal any significant associations" (p > .05); no effect size printed.

"no reliable evidence that practice condi- tions influenced financial behaviors (χ 2 tests of independ- ence did not reveal any significant associations between practice conditions and the behaviors assessed, p > .05)."

Discussion¶

Related Claims¶

• Metacognitive confidence about credit correlates with financial behaviors and advice giving, but knowledge performance does not correlate with behavior — related
• Spaced retrieval practice after a financial education workshop improves knowledge retention about 5 months later relative to other practice conditions — related
• Practice condition did not significantly affect learners' subjective confidence about credit knowledge or ability to manage credit — related
• Workflow condition is associated with students' self-assessment confidence — related