Practice condition did not significantly affect learners' subjective confidence about credit knowledge or ability to manage credit¶
Claim · All claims
Evidence · 1 study · causalr2·q3
Currency · newest study 2023 · not yet checked against its sources · not reviewed by a person
Subclaims¶
Reading the evidence codes
q is the design tier, i the impact, n the sample, and the kind with its r
the rigour judged within that kind: what each code means.
This claim: no standardized effect is recorded in observations/ for it yet, so no benchmark reading is possible.
q3 i? Confidence in knowledge and in managing credit did not vary significantly across spaced, massed, and control conditions. → Kang 2023
Evidence¶
Kang 2023¶
Kang, S. H. K., Eglington, L. G., Schuetze, B. A., Lu, X., Hinterstoisser, T. M., & Huaco, J. (2023). Using Cognitive Science and Technology to Enhance Financial Education: The Effect of Spaced Retrieval Practice. Journal of Financial Counseling and Planning, 34(1), 20–31. https://doi.org/10.1891/JFCP-2021-0032
q3 · i? · causal · r2
Final-assessment metacognition questions (0–10 scale) in the same field experiment. Confidence in knowledge did not differ across conditions, "F[2, 172] = 1.046, p = .354"; confidence in managing credit likewise showed F < 1. No effect size was printed.
"Participants’ level of subjective confidence in their own knowledge/understanding of credit did not vary significantly across the spaced practice ( M = 6.0), massed practice ( M = 6.2), and control ( M = 6.5) groups ( F[2, 172] = 1.046, p = .354)."
Discussion¶
Learner Variables¶
- Self-Efficacy — outcome: instruction changes it
- Metacognition — outcome: instruction changes it
Related Claims¶
- Metacognitive confidence about credit correlates with financial behaviors and advice giving, but knowledge performance does not correlate with behavior — related
- Practice condition showed no significant association with self-reported financial behaviors about credit — related
- Spaced retrieval practice after a financial education workshop improves knowledge retention about 5 months later relative to other practice conditions — related
- Learners Misjudge Spacing Benefits — related
Page metadata
| Field | Value |
|---|---|
type |
claim |
id |
practice-condition-no-effect-financial-metacognition |
title |
Practice condition did not significantly affect learners' subjective confidence about credit knowledge or ability to manage credit |
description |
Practice condition did not significantly affect learners' subjective confidence about credit knowledge or ability to manage credit |
status |
review |
evidence_strength |
moderate |
newest_evidence |
2023 |
generated |
by process:wiki-ingest on 2026-10-02 |
trust |
unverified — no one has confirmed this page's content |
sources |
1 — kang-2023 |
Frontmatter is the page's machine-readable record — see the Schema & Guide.